New Diapers.com Promo Code - 15% off one item
There is a new promo code available for Diapers.com to save 15% off one item. When completing your order, enter code 15PCTOFF and save. Code expires on July 5th, 2009 and it not eligible on purchases off diapers, wipes, formula, baby food, formula, and gear closeout items. I have been a regular shopper at diapers.com and have saved some money on bulk diaper purchases, also saving the trip to the store with the free delivery.
Do you have any other promo codes that you would like to share? If so, please feel free to leave a comment.
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Close call on locking into my mortgage rate
Since we have entered into a contract for our new house, the mortgage rates have been very volatile in the last ten days or so…I have been following the 30 day fixed mortgage rates on Zillow to see if they have a chance to drop back down to the 5% or lower range, as seen a month ago or so. Since I needed a 90 day lock period, I was willing to roll the dice for a few days last week but the trend was going the wrong way. With this in mind and the chance to re-lock for a lower rate with Wells Fargo, I decided to lock in on Thursday morning of June 4th at 5.25% for 90 days.
Looking back over the last few days, this appears to be the right decision because investors are losing confidence with the US bonds as the deficit continues to grow for a multiple of reasons. And, if by chance, the rates drop I will just re lock-in. If you are considering a similar float down option, you need to make sure you understand the terms, With Wells Fargo, I have up to 5 days before closing to initiate a re-lock and it has to be on the same terms (i.e 90 days). The other small thing is that you get the 90 day rate plus 0.125%, so I need my rate to drop to 5% or lower to take advantage of this option.
So we will see what the future holds for mortgage rates but I am very happy with our current setup.
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PetMeds Coupon Codes
Now that we have moved down to New Jersey, I am dubing the state “the tick capital of the US”
In the first four days of being here, we have found 5 ticks on her and the count is still on.. Since we were in transition, we didn’t have any tick medication readily available so I had to purchase a refresh of the meds. Normally, I just buy the medications from the vet to provide them some financial support to stay in business but with being in a new state and no vet identified yet, I decided to order from the popular PetMeds.com.
I was pleasently surprised by the service and more importantly the price. I was also able to get free shipping and save 5% off with the use of a coupon code. The next time you shop at PetMeds.com, consider using these coupon codes for additional savings:
Free Shipping on any order Coupon Code is FSH12
5% Off Coupon Code is W5per
I will be depositing the $3.35 that I have saved into my net worth account.
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Using coupons even after your purchase
So it has been a few weeks since I my last post and that is due to the family moving for a new job. There has been a ton to do for the move but that hasn’t slowed me down on looking for the savings opportunities. As we are in a short-term apartment, we needed to make a general purchase of items from Bed Bath and Beyond. After a few days of this $200 purchase, we received a 20% off coupon for one item from Bed Bath & Beyond in the mail, you know the big blue cardboard coupon. I was a little upset that we weren’t able to use this coupon due to timing, so I just went to the store with my original receipt and coupon. They were able to reimburse me the coupon savings and mentioned to feel free to stop back again with any other coupons. I don’t see that kind of customer service often and was very appreciative.
So if you are questioning the same thing, it doesn’t hurt to ask if you can apply coupons to previous purchases. My experience saved us $18.00 which I will deposit in the net worth account.
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Banana Republic Promo Code - 20% off and free shipping
There is a new promo code available for Banana Republic to save 20% off new arrivals. This coupon code is valid for online purchases of $100 or more. When completing your order, enter code BRNEW and save. Code expires on July 5th, 2009.
Do you have any other promo codes that you would like to share? If so, please feel free to leave a comment.
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Another Piperlime.com 20% off Promo code to share
If you tried to use the first Piperlime.com 20% promo that I shared and was unsuccessful, here is another code that might work. I just got this one in the mail and the details are the same as before:
Coupon code D1C7M3MM9DH8, you will get 20% off your favorite shoes and handbags with free shipping and free returns. As noted in the promotional material, this code is only valid until May 24th. I am not sure if this is a one-time use code or not, so please comment if you are successful or not in applying this discount on your purchase.
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So you want to be a Professional Blogger!
In America today, there are almost as many people making their living as bloggers as there are lawyers. Already more Americans are making their primary income from posting their opinions than Americans working as computer programmers or firefighters.
Not that this article is a surprise to me but I would like to share it with my readers just in case you haven’t come across it on the web. Of the 20 million blogs in the US, about 10% of them profit from their posting with an overall 2% using blogging as their primary source of income. Although I am happy to report that Finance Puzzle is one of the 2,000,000 blogs that generates a profit, the primary use of this blog is to establish financial goals and a forum for education…
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