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	<title>Comments on: Close call on locking into my mortgage rate</title>
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	<link>http://www.financepuzzle.com/articles/close-call-on-locking-into-my-mortgage-rate/</link>
	<description>improving your net worth one piece at a time</description>
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		<title>By: Sensual photography</title>
		<link>http://www.financepuzzle.com/articles/close-call-on-locking-into-my-mortgage-rate/comment-page-1/#comment-639</link>
		<dc:creator>Sensual photography</dc:creator>
		<pubDate>Sat, 01 Aug 2009 12:36:43 +0000</pubDate>
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		<description>My credit score is between 660 and 687. I need to refinace my current rate 7.35 adjustable mortgage. What kind of rate will I get.
Countrywide my current lender says I only qualify for a 8.75 rate because I had a bankraupcy in 1997 and I had two collections in 2003 due to my husbands illness and inability to work. He has since started to get Social Security and Retirement benefits.
I pay all my bills on time and pay more then the minimum on all of them including on my mortgage.
I can&#039;t see why items from 3 yrs ago should still affect my credit since I have been making sure I pay everything beforeit is due and do not use more them 1/3 of my credit available.</description>
		<content:encoded><![CDATA[<p>My credit score is between 660 and 687. I need to refinace my current rate 7.35 adjustable mortgage. What kind of rate will I get.<br />
Countrywide my current lender says I only qualify for a 8.75 rate because I had a bankraupcy in 1997 and I had two collections in 2003 due to my husbands illness and inability to work. He has since started to get Social Security and Retirement benefits.<br />
I pay all my bills on time and pay more then the minimum on all of them including on my mortgage.<br />
I can&#8217;t see why items from 3 yrs ago should still affect my credit since I have been making sure I pay everything beforeit is due and do not use more them 1/3 of my credit available.</p>
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		<title>By: Rose carp fishing</title>
		<link>http://www.financepuzzle.com/articles/close-call-on-locking-into-my-mortgage-rate/comment-page-1/#comment-628</link>
		<dc:creator>Rose carp fishing</dc:creator>
		<pubDate>Thu, 16 Jul 2009 09:42:30 +0000</pubDate>
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		<description>hi,
this is a nice post with a good article.thanks for nice posting .it blog is good and best them.</description>
		<content:encoded><![CDATA[<p>hi,<br />
this is a nice post with a good article.thanks for nice posting .it blog is good and best them.</p>
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		<title>By: CD Rates Phi</title>
		<link>http://www.financepuzzle.com/articles/close-call-on-locking-into-my-mortgage-rate/comment-page-1/#comment-600</link>
		<dc:creator>CD Rates Phi</dc:creator>
		<pubDate>Tue, 09 Jun 2009 18:57:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.financepuzzle.com/?p=380#comment-600</guid>
		<description>It&#039;s crazy that rates are starting to stabilize at this point, as if the economy were actually recovering. :(</description>
		<content:encoded><![CDATA[<p>It&#8217;s crazy that rates are starting to stabilize at this point, as if the economy were actually recovering. <img src='http://www.financepuzzle.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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		<title>By: Close call on locking into my mortgage rate&#160;&#124;&#160;Aramail Phone Cards</title>
		<link>http://www.financepuzzle.com/articles/close-call-on-locking-into-my-mortgage-rate/comment-page-1/#comment-599</link>
		<dc:creator>Close call on locking into my mortgage rate&#160;&#124;&#160;Aramail Phone Cards</dc:creator>
		<pubDate>Sat, 06 Jun 2009 12:35:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.financepuzzle.com/?p=380#comment-599</guid>
		<description>[...] See the original post: Close call on locking into my mortgage rate [...]</description>
		<content:encoded><![CDATA[<p>[...] See the original post: Close call on locking into my mortgage rate [...]</p>
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